Can you be frugal and eat out? It’s a tough thing to do; it’s pretty much impossible to eat out for less than you can eat in, so there’s a savings right there, but let’s look at how you might be able to eat out for less than you think. I went out with a […]

read more from this topic.....

I am not one of the personal finance bloggers who totally denounces credit cards. I instead see them like a tool, and anyone who took a shop class in high school can tell you that a properly used tool can do wonders and an improperly used tool can injure and maim. Today’s blog post is […]

read more from this topic.....

A few weeks back we looked at how I shop online to try to get the best price possible. This week, it went into practice, even though the end result was far from frugal.
My buddy Richelle’s birthday is this week, so a bunch of her friends, myself included, decided to get her a gift from […]

read more from this topic.....

Much has been made of the economic stimulus package and the expected $600 per person (with a lot of catches dependent on income) tax rebate coming from the federal government this year. The idea behind this part of the stimulus package is, well, to stimulate the economy. For the most part, that means the government […]

read more from this topic.....

I don’t smoke, I rarely drink alcohol, and I don’t watch any television (as in none). I try to be in bed by 9:30 (although I fail at this a lot) and be up by 5 (I fail at this about as often as I fail at the bed by 9:30 thing). So really, my […]

read more from this topic.....

As an extension of our previous discussion on online banking, how many of you use online bill pay?
Often online bill pay is offered by not just your checking or savings account provider (whether that’s a brick and mortar bank, an Internet only bank, or a credit union) but often also by the creditor (like the […]

read more from this topic.....

This is what is known as a “money hack“; a kind of financial trick to play that may end up helping you a bit in terms of keeping money in your pocket for a longer period of time. This is covered in the linked article above as “Plastic High Finance”, but I thought I might […]

read more from this topic.....

It’s been a long two weeks since our last link payday. My mom is sick, my niece is on spring break, I’m on a nine day work stretch, I went to the dentist this evening, and this post is a few hours late. Still, it’s time to get this one on the road and out […]

read more from this topic.....

Inflation is a rise in prices of goods and services over a period of time. Due to inflation, purchasing power of a set unit of money declines. If the current rate of inflation is 3 percent, what a dollar can buy today will require $1.03 to buy next year at this time.
Inflation is measured […]

read more from this topic.....

American Express is a charge and credit card issuer that I’ve used for a few years. I only got a card from them due to my Costco membership, since they won’t accept other cards. I originally had an American Express Blue card, but I found their customer service unacceptable, which surprised many of my friends; […]

read more from this topic.....