This is yet another installment by the hardest working personal finance blogger on the ‘Net, Kyle of Rather-Be-Shopping. I am hoping to get enough momentum to return the favor now that I have a few days off!
Earlier in the week, my desk was starting to look like that of the crazy cat woman down the […]

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One of the most overlooked parts of frugality is making things last, akin to what The Simple Dollar recently documented as the (lost) art of wearing things out. This is actually one of the best ways to be frugal.
What does making things last mean? It means using your vehicle until it dies (but smartly maintaining […]

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April was a fantastic stock market month. It was such a great month that it almost made up for the awful start to the year in the markets.
Recalling my previous articles in this series, my three portfolio fund consists of the Vanguard Total Stock Market Index Fund (VTSMX), the Vanguard Total Bond Market Index Fund […]

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When we last left our heroine, we had given Chris some information on the Roth IRA, which appears to be her best choice for the $5,000 she has set aside. We also discussed asset allocation and diversification, and gave her some idea of what percentage of her money she might want in domestic stocks, international […]

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A big aloha to those of you who are joining us from the Festival of Frugality, put on this week by Four Pillars. If you like what you see here, please consider subscribing to our RSS feed.

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Diversification is a way of reducing risk in your portfolio. In broad investing terms, diversification means to own a small amount of many different stocks rather than a large amount of just a few. Owning a portfolio with 100% of your money in a single stock poses far greater risk than having 1% of your […]

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Aloha to those of you visiting us this week from the Carnival of Personal Finance, sponsored by Money Under 30. If you like what you see, consider subscribing to our RSS feed.

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n step two of our total portfolio makeover, we look at a couple of subjects we’ve discussed in the past: asset allocation and diversification.

If you recall, our friend Chris, in her mid-30s, has saved $5,000 and wants to save for retirement. Chris has a minimal risk tolerance and has been counseled about risks outside of […]

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I had hoped to look at doing a makeover on one of my physician friend’s portfolio, but she still has homework to do. So, in the meantime, another person I know has asked for help doing a portfolio makeover–on to makeover II!
Chris is a 36 year old single administrative assistant with no unsecured debt other […]

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This is the fourth guest post contributed by the fabulous Kyle of Rather-Be-Shopping.com. I cannot express how helpful these have been while I’ve battled my computer problems. Now, new MacBook in hand, I am on the verge of getting back ahead and I am eternally in his debt. This article is also especially timely for […]

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