This blog is meant to share information from my personal and professional experiences dealing with finance. A social worker by trade, I realized many years ago that I wasn’t going to be earning tons of money, so I needed to learn how to best use the dollars I had. Within this Web site I will discuss situations I’ve run across, knowledge I’ve gained, and opinions I’ve formed. I am not a financial planner and I do not recommend that anyone take the information from here and use it for themselves without studying the situation carefully; I am not qualified to give financial advice.

I hope you enjoy yourself here!