Comments on: Some Online Banking Options (My Personal Experiences)

By: » Thankful Uncommon Cents: (Hopefully) simple personal finance

» Thankful Uncommon Cents: (Hopefully) simple personal finance — Tue, 08 Jan 2008 05:10:54 +0000

[...] project it seems to be going great! I’d also like to thank Mrs. Micah for selecting one of my posts for the Carnival of Personal Finance! First time I’ve participated so I’m really stoked [...]

By: Carnival of Personal Finance 134: Building on the Basics | Mrs. Micah: Finance for a Freelance Life

Mon, 07 Jan 2008 09:36:06 +0000

[...] from Uncommon Cents recounts Some Online Banking Options: My Personal Experiences. His experience with online banks includes ING Direct, Capital One Direct, iGoBaking, and Virtual [...]

By: Jim Freeman

Jim Freeman — Sun, 06 Jan 2008 08:59:31 +0000

The FDIC was no doubt so relieved to find some bank that would take over NetBank, that they didn’t require much beyond ING Direct not specifically breaking U.S. banking laws.

ING Direct has consistently lied to NetBank account holders in the run-up to finalizing their takeover. The Blogosphere is full of rage. The Dutch are used to it, in their long-lost days of empire, half the world was under their wooden shoe.

Thank god New Amsterdam is now New York and the worst ING Bank can do is pick off crippled U.S. banking units.

Meanwhile, you can bet that ING Bank is looking over its shoulder and checking its own portfolios to see how much asset based securities are in actuality sub-prime mortgage derivatives.

By: Belandrew

Belandrew — Sun, 06 Jan 2008 02:34:04 +0000

ING does let you type in your PIN. You just have to use the letters shown, under the numbers on the keypad, instead of the numbers. The letters change randomly each time, also to avoid keylogging being of any use.

By: admin

admin — Sat, 05 Jan 2008 23:14:25 +0000

Hi Eden,

That’s interesting. I also have a Treasury Direct account but Firefox remembers my password there. Since I use a Mac I don’t have the kind of spyware issues lots of other folks have; I didn’t think of that being an issue. Thanks for enlightening me!
-
Ryan
http://uncommon-cents.net/

By: Eden

Eden — Sat, 05 Jan 2008 13:26:18 +0000

ING makes you click to enter your PIN as a measure of fraud protection- a typical key logger can’t record your mouse clicks.

However, mouse clicks can be logged by more sophisticated spyware, which is why the numbers should not appear in the same place every time (you will find a good implementation of this at treasurydirect.gov).