Jan 1st, 2008
How’d My Retirement Portfolio Do, 2007 Edition?
Pretty well, actually.
Between my 403(b) plan, my Roth and traditional IRAs, and two other accounts that I consider to be retirement oriented (although they are not as clearly intended for such as my 403(b) and IRAs) my gains were quite solid.
The total in these accounts at the end of 2006 was $189,711.79. At the end of 2007, the total was $233,681.30, so my gain was $43,969.51; not quite as big as the previous year, but not bad at all. Of that $43,969.51, my contribution was $23,784; my employer contributed about $3,000. While my employer contribution is not a gain in the same way that stock price increases, dividends, or interest is, since it’s not money that comes out of my pocket (before or after taxes), I consider it to be in a similar category. So, that said, a rough estimation of my gain for the year is 10.6%, which is great considering how the stock market performed (S&P 500 at what my initial calculations show is an adjusted 3.55%) in 2007 and how my model portfolio did (7.33%) as well.
[...] Vanguard (bless them) updated their Web site today so I have updated numbers on my previous post on retirement [...]
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