…for a special announcement.
Today and today only, Woot! has TaxCut Premium & State Tax Year 2007 on a USB flash drive for $24.99 plus five dollars shipping. Remember: Woot! is a deal a day, so this one is up for 24 hours at most (if it sells out before the end of the 24 […]

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Trent over at The Simple Dollar had a great post on how personal finance is not just about dollars and cents, but about emotions. He states that it’s easy to say “spend less than you earn” but it’s a lot harder to do.
In my work as a social worker–in my life as a human being–I […]

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I recently got my quarterly Vanguard statement [my 403(b) plan’s administrator] and included in it was a newsletter with the exciting news: they’re going to start offering a brokerage option!
In short, a brokerage option lets a participant in a 401(k) or equivalent [like 403(b)] program use some of the money in the account for “self-directed” […]

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Yes, at least for now, the market has been in a downward slant. Through today, the S&P500 is down 7.8 percent for the year, which is nothing to feel great about. On the other hand, my retirement portfolio is down a bit less than that: 6.2 percent.
How has my three fund portfolio managed to outperform […]

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There’s no question: I need a new notebook. No, it’s not food or air (or even clothing, for that matter), but it’s pretty much a necessity for me and the way I live my life now. I could get by without one, but it would be the opposite of productive and fun, so I need […]

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For years, many people have been against taking loans out against your 401(k) except in dire circumstances (myself included) due to the many pitfalls involved. To make it easier for folks to fall into this trap, there are now 401(k) debit cards. That’s correct, people can apply to have a loan on their 401(k) but […]

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I got (at least) two more gift cards for my birthday (I haven’t gotten things from two folks who say “it’s coming”, although I’m sure one isn’t a gift card because the delay is supposedly due to wrapping and I would be stunned if the other was a gift card because it’s just not her […]

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Just a mini post at this point, working on more over the next few hours so I can get ahead a bit… but I did want to say that I finally have been able to get my “regular expense account” built up enough to pay for a full year of my term life insurance policy […]

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I’m testing out a subscribe by email function; you can see it in the left sidebar. Hopefully that’ll work for those who don’t want to subscribe by RSS.

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A stock market correction is a relatively short lived (a few weeks to a few months) and dramatic price decline that interrupts an upward trend in the stock market. A correction is often defined as a drop of between ten and twenty percent from a market high. A drop in excess of twenty percent is […]

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